uob charge card
uob charge card
Blog Article
UOB Lender is a nicely-recognized lender that gives many different credit cards tailor-made to fulfill unique demands and Tastes. This is an intensive overview that will help you understand The crucial element elements:
Different types of UOB Charge cards
UOB presents several different types of credit cards, Just about every designed for distinct applications:
Rewards Cards: Gain points or miles with your buys that may be redeemed for travel, searching, dining, and even more.
Cashback Playing cards: Receive a proportion of your respective paying back again as hard cash rebates.
Vacation Cards: Made for Repeated tourists with benefits like air miles accumulation, airport lounge access, and travel insurance plan.
Life-style Playing cards: Gives benefits relevant to entertainment, dining bargains, and special event invitations.
Important Functions
Every single UOB bank card includes its individual list of options. Here are several popular kinds:
Interest-Cost-free Period of time
Most UOB charge cards offer you approximately 55 days desire-no cost when you fork out your harmony in total through the due day.
Reward Factors
Make reward details on each dollar spent that may be redeemed for a variety of rewards which include vouchers or items.
Income Rebates
Specified playing cards deliver cashback on day-to-day expenses like groceries, gasoline, dining out etcetera.
Promotions & Savings
Take pleasure in Unique promotions and bargains at partnered merchants including dining places, retail retailers and on line platforms.
Versatile Payment Solutions
Choose between numerous payment procedures like GIRO (Normal Interbank Recurring Order), AXS stations or immediate debit from a cost savings account.
Security measures
Enhanced safety as a result of EMV chip engineering coupled with SMS alerts for transactions created earlier mentioned a specific limit.
How to Apply
Making use of for your UOB charge card is straightforward:
Pay a visit to the Formal UOB Web-site.
Browse by means of their variety of bank cards.
Select the card that best suits your needs.
Fill out the application kind both on the net or stop by a department.
Post vital documents like proof of earnings and identification.
Handling Your Card
Once you've your UOB bank card:
On a regular basis Test statements possibly by mailed copies or by means of on the net banking.
Make well timed payments in order to avoid late costs and curiosity fees.
Keep an eye on reward factors/cashback earnings so that you can maximize Advantages.
Sensible Example
Visualize you happen to be someone that loves touring routinely:
You could possibly select a UOB Travel Card which lets you gain air miles on just about every obtain.
With accumulated miles eventually, you may perhaps redeem them without cost flights or upgrades—saving drastically on journey costs!
Also, take pleasure in benefits like complimentary airport lounge entry creating Those people prolonged layovers far more snug!
By comprehension these Fundamentals about UOB Bank cards – their kinds & options as well as practical utilization – You will be much better Outfitted to select one that aligns properly click here with your Life-style requires!